![]() If you have claims on your policy, your premium will typically increase. Claims History - Similar to auto insurance, more claims can mean higher costs.What Does Workers Compensation Insurance Cover?įollowing is a list of the main factors that determine the costs of small business insurance:.What Does Professional Liability Insurance Cover?.What Does Equipment Breakdown Insurance Cover?.What Does Employment Practices Liability Insurance Cover?.What Does Directors And Officers Liability Insurance Cover?.What Does Cyber Liability Insurance Cover?.What Does Commercial Umbrella Insurance Cover?.What Does Commercial Property Insurance Cover?.What Does Commercial General Liability Insurance Cover?.What Does Commercial Crime Insurance Cover?.What Does A Business Owners Policy Cover?.What Does Business Auto Insurance Cover?.What Is The National Association of Insurance Commissioners?.What Does Small Business Insurance Cover & Pay For?. ![]() How Much Does Small Business Insurance Cost?.What Are The Commercial Insurance Requirements For Small Businesses?.Small Business Insurance General Information: You can skip to the following types of small business commercial insurance using these links: Learn about small business insurance requirements, costs and coverages including: Commercial General Liability, Commercial Property Insurance, Workers Compensation, Business Owner's Policy (BOP), Errors & Omissions (professional liability), Commercial Auto Insurance and more.īelow are some answers to commonly asked small business commercial insurance questions: Carrying adequate small business insurance to protect your business shouldn't be a question - it's a must if you want to make sure that you don't get put in a position where you have to lose your business or pay money out of pocket to cover expenses associated with a loss. Having high enough limits in your commercial liability coverage should be a cornerstone of any business plan. Commercial insurance helps protect your business and potentially your personal assets from lawsuits and settlements that can reach into the millions. If you own a small business, this article will help you understand some the of most common policies available.
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As always in Puccini’s work, the characters are tender and natural the images aglow with intimacy. “Dirty” explores the awkwardness of a more universal folly - bottoming for the first time. “The Mess He Made” starred Max Jenkins as a man waiting for the results of an HIV test, and “Lavender” featured Michael Urie as half of a couple who invite a younger third into their longterm relationship. With a light touch and a lyrical eye, Puccini’s shorts play like a moving triptych of quietly pivotal moments in the lives of queer men. Three films in, and director Mathew Puccini has pretty much covered the gamut of queer experience. Many of the scenarios are surprisingly moving, like the guy who just wants to see a pretty girl call him “honey” and “love.” The film shows the coupe lugging camera equipment around their California home, interviewing the performers, and recounting customers and requests that stuck with them. 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What’s more, younger and emerging filmmakers naturally have a finger on the pulse of more progressive ideas, ensuring a broader range of perspectives. Most filmmakers begin to craft their voices with shorts, and given the significance of making a strong first impression, the format encourages creative risks. 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For single coat plaster the fineness modulus of sand should be as far as possible 1.5.This Contractor shall make sample panels at the building at least 4' x 4' of each type of plasterwork. Allowable Tolerances: For flat surfaces, do not exceed ' to 10'-0' for bow, warp, plumb or level, including surfaces to receive applied finishes (tile, etc.). engineers, designers, specification writers, contractors, plasterers, and public authorities can use this guide for familiarization with the plastering processes. Portland cement-based plaster may be applied to flat, curved, or rusticated bases made from. 5) Types M, S, N Portland cementASTM C150 (ref. Cement Plaster: Perform work in accordance with ASTM C926. Portland cement-based plaster is a versatile and weather-resistant surfacing material. ![]() ![]() Portland cement-based plaster may be applied to flat, curved, or rusticated bases made from concrete, clay masonry, concrete masonry, woven or welded-wire mesh, or expanded me tal lath. 4) Types IP, IP (M), IS, IS (M), and their air-entrained counterparts IP-A, IP (M)-A, IS-A, IS (M)-A Masonry cementASTM C91 (ref. ASTM C 1063 - Standard Specification for Installation of Lathing and Furring for Portland Cement Plaster. Portland cement-based plaster is a versatile and weather-resistant surfacing material. Where two or three coat plasters are adopted, as far as possible the mix for the under coats should contain coarse sand (conforming to grading zone 2) having fineness modulus not less than 2.0 Cement should comply to one of the following product specifications: Blended hydraulic cement ASTM C595 (ref.Very rough surface both internal and externalįat lime and fine sand or marble dust in equal proportions A list of specifications for mixes suitable for various situations, which cover single-coat, two-coat and three-coat work is given in the table below. Gerhart was the fifth player in Stanford history to run for 1,000 yards or more in a season, after Darrin Nelson, Brad Muster, Jon Volpe, and Vardell. He set the Stanford single-season rushing record with 1,136 yards, breaking Tommy Vardell's school record of 1,084 yards. In 2008, Gerhart had a breakout season under the direction of then-running backs coach Willie Taggart. 7) carries the ball during the 2008 Big Game against California. In 2007, Gerhart played in only one game, against San Jose State, in which he rushed for 140 yards and one touchdown before suffering a season-ending knee injury. He rushed for 375 yards for the season, as Stanford struggled to a 1-11 record. In his freshman year, Gerhart backed up Anthony Kimble at the halfback position, starting one game. He ultimately committed to Stanford University, where he played for the Stanford Cardinal football team from 2006 to 2009. Gerhart's high school statistics garnered him interest from many top college football programs. Gerhart also played baseball and graduated as a valedictorian of his high school class. Gerhart was named the Gatorade High School Player of the Year for the state of California and was named California's Mr. He led Norco High School to the CIF Division 5 Southern Section football championship on December 9, 2005. As of December 2009, Gerhart holds the third highest career total of running yards in national high school football history. He set a California state record for rushing yards with 9,662 yards in his career. He had a record-breaking career at running back for Norco High School. He held the Stanford record for most rushing yards in a season (1,871) until Christian McCaffrey broke it in 2015, and still holds Cardinal records for touchdowns in a season (28) and most touchdowns in a career (44). Gerhart had a breakout senior season in 2009, leading all running backs in the nation in rushing yards, touchdowns, and points scored, and setting several Pac-10 and school records. He received 1,276 points in the Heisman voting, coming in second to Mark Ingram II, who received 1,304 points the 28-point margin was the closest vote in Heisman history. With Stanford In 2009, Gerhart won the Doak Walker Award and was the runner-up for the 2009 Heisman Trophy. He was selected by the Minnesota Vikings in the second round of the 2010 NFL Draft. He played college football for the Staford Cardinal, earning unanimous All-American honors. ![]() Tobin Bo Gunnar Gerhart (born March 28, 1987) is an American former professional football player who was a running back in the National Football League (NFL). ![]() Pac-10 Offensive Player of the Year (2009). ![]() The connection that the company had with motorsport eventually spread to the pinnacle of racing, Formula 1. The brand’s dashboard chronograph evolved through the 1980s into several variations: the Super Autavia, a name derived from the two main users of the instrument, the auto and aviation industries the Master Time, which contained a movement that could run for eight days without winding the Monte-Carlo, a 12-hour stopwatch the Sebring, a 60-minute split-second timer and the Auto-Rallye, a 60-minute stopwatch. A timing split function was added soon after, which allowed intervals between competitors to be recorded. Adapted from a pocket watch, the crown was mounted at the 12 o’clock position, and accuracy was improved to 1/100th of a second. This developed into the first wrist-worn chronograph, released in 1914. A top-mounted crown started, stopped and reset the smaller hands. The main, centrally-mounted hands of the instrument displayed the time, and an additional pair of smaller hands counted elapsed time. After Edouard’s death in 1892, the brand continued to develop timing products, the ‘Time of Trip’ dashboard mounted stopwatch receiving its patent in 1911. This interest in chronographs founded the company’s penchant for timing equipment. Not twenty years later, he had also patented the oscillating pinion: a compact component that allowed precise engagement of the chronograph function. ![]() Such was his enthusiasm for his work, that with just nine years under his belt making watches, he had already patented one of the first crown winding mechanisms. The brand originally started off as just Heuer, under the leadership of Edouard Heuer a watchmaker with a passion for innovation, he started making watches at the tender age of 20. Shop online or at your local Jared to learn more.TAG Heuer is a company with its roots firmly planted in motorsport. If you're looking to own a watch that's as storied as it's history, check Jared today. Jared is a leading TAG Heuer authorized dealer with a wide selection of watches to choose from. Shop Jared's Selection of TAG Heuer Today To keep your watch water resistant, it's best to complete maintenance on it every 1-2 years. It's a good idea to give your watch a light rinse after it's been in salt water. Metal and rubber straps are better suited for wet environments. Be sure to avoid getting water on the straps. Note: Leather, python and fabric shouldn't come in contact with water. If you're unsure of your watch's water resistance, have it checked at a TAG Heuer authorized retailer.Ĭleaning your TAG Heuer watch is simple: just wash it in light soapy water. Next, check if all your seals are in place. Depending on the model, you may need to screw the crown in after pushing. Be sure to push the crown in if you're using soap and water. You can use light soap and water if your watch is water resistant. To keep your watch clean and pristine, TAG Heuer suggests using a dry brush every 2-3 three months. Refer to TAG Heuer's care instructions for more specific instructions regarding your model. Below we're going to go through some of the basics of watch care.Īn important note: Your care routine will depend on the model of watch you have. To get a look at which TAG Heuer styles fit your style, check out our watch buyer's guide.Īs someone who's considering the fashion and function of TAG Heuer, you may be wondering about care. ![]() In the 1930s-1940s, Heuer released specialized model -, first aimed at pilots - then expanding to other watch wearers. The companion timepiece was called the "Hervue" and could go eight solid days without winding. One such improvement was the Autavia, a dashboard chronograph designed for cars and planes. Like the pocket models before it, the crown was at the top of the watch.Īs the years ticked by, so did the improvements. In 1914, TAG Heuer presented one of the world's first wrist-wearable chronographs. You could track a trip's duration for up to twelve hours. In 1910, Heuer patented the first dashboard chronograph called "Time of Trip." This revolutionary chronograph could track the distance a trip took and keep time. This timepiece part is so advanced that Heuer and other leading watchmakers still use it today. In 1887, Heuer earned his second patent for his oscillating pinion. started earning patents.Įdouard Heuer earned his first patent in 1882 for his chronograph - a stopwatch that told time. It wasn't long before Heuer Watchmaking Inc. TAG Heuer began in 1860 when Edouard Heuer founded Uhrenmanufaktur Heuer AG in St-Imier, Switzerland. That's part of why they carry this highly regarded brand. TAG Heuer dealers recognize and appreciate this quality. TAG Heuer makes its own rules, chooses its own path, never quits moving forward and never cracks under pressure. For any large items such as furniture it is solely on the buyer to arrange shipping.ĥ. For small items such as jewelry, Gallery 63 offers packing and shipping solutions to buyers at a nominal rate. ![]() Gallery 63 assumes no responsibility for the choice of shipper or the handling of the shipping company, regardless of whether or not Gallery 63 provided the name of the shipping company. Shipping is the sole responsibility of the purchaser. After 30 days, item(s) may be resold at Gallery 63 discretion with the proceeds going towards storage fees, without further notice. Any storage fees accrued must be paid prior to item being picked up. Items left beyond 20 days after the sale are subject to a $20 per item per day fee. All merchandise must be picked up within 15 days of the date of sale. If you do not receive an invoice within 48 hours, please contact the Gallery directly at 1-40 or email us at to confirm email address.Ĥ. Gallery 63 will email (to the address provided on the bidding platform) successful internet bidders an invoice within 48 hours of the end of the auction. For internet, absentee and phone bidders, payment in full is required within 5 business days of the date of sale. Payment is due the day of sale for in-house bidders. If you become the winning bidder, you have entered into a legally binding contract and are expected to pay for the item(s).ģ. If unsure, bidder should inquire or refrain from bidding. Bidder is responsible for knowing which item he/she is bidding on. Gallery 63 has full discretion to refuse any bids, prefer floor bidders on tied bids, to divide any lot, to combine any two or more lots and to withdraw any lot from the sale without giving reason(s).Ģ. No credits or refunds shall be given, even in the event of an error in the listing. No warranty whatsoever is given by Gallery 63. Catalog descriptions are provided as a courtesy and are made to the best of our ability. Gallery 63 is not responsible for genuineness or authenticity of any lot. Buyers shall rely entirely on their own inspection and their own knowledge. All lots are sold with no guarantees of any kind, with all faults, imperfections and errors of description, regardless of statement of condition made from the auction block on in the description or title of the lot in the catalog. All items are sold AS IS WHERE IS and all sales are final. ![]() PLACING A BID CONSTITUTES FULL AND COMPLETE ACCEPTANCE OF ALL TERMS AND CONDITIONS OF SALE.ġ. If payment is made after 2PM, the item(s) will go out the following business day.įor all other pieces, we recommend the following shippers: For smalls goods: Steph Simon- 4 For larger items/furniture : Craters & Freighters- 6 Team Worldwide Chris Reker- 4įor large goods Craters & Freighters 6 ĪUCTION TERMS & CONDITIONS OF SALE: PLEASE READ ALL TERMS BEFORE BIDDING. If you item is paid for before 2PM, your item will be sent that day. ![]() For items over 5000USD we recommend overnight + insurance which will run more. Multiple items can be included if they fit in the box. Standard domestic rate for jewelry is 22USD. We will add on a nominal shipping fee for these items. Gallery 63 is now offering in house shipping for small goods such as jewelry, unframed art, small items. American Express, COD (cash on delivery), Discover, MasterCard, Other, Personal Check, Visa, Wire Transfer Shipping CONTENTS SOLD BY WEIGHT NOT VOLUME, SOME SETTLING MAY OCCUR. DO NOT USE IF SAFETY SEAL IS BROKEN OR MISSING. This product may contain chemicals known to the State of California to cause cancer, birth defects, or other reproductive harm.Ĭonsume as part of a healthy diet and exercise program, and drink plenty of water. Beta Alanine may cause a harmless, temporary tingling sensation. Consuming this product within 4 hours of bedtime may cause difficulty sleeping. 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The Android robot is reproduced or modified from work created and shared by Google and used according to terms described in the Creative Commons 3.0 Attribution License. Microsoft and the Window logo are trademarks of Microsoft Corporation in the U.S. Click on the Disable button and exit the settings app. Windows will prompt you to confirm your decision. Then, click on the toggle next to the Remote Desktop option to turn it off. When a USB disk is inserted, this tool not only locks the autorun.inf file. (shortcut Win + I) Under the System section, scroll down and click on the Remote Desktop option. Alexa and all related logos are trademarks of, Inc. Free, secure and fast Anti-Malware Software downloads from the largest Open. App Store is a service mark of Apple Inc. 8 Platinum 3442 11-15-2010 02:08 PM Do you have access to another (clean) PC so that you can download Malwarebytes Anti-Malware alternate download link If you are unable to download or install MBAM on your computer, see if you can use a friend's or family member's computer to download MBAM. Mac, iPhone, iPad, Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. Android, Google Chrome, Google Play and the Google Play logo are trademarks of Google, LLC. Malwarebytes free antivirus includes multiple layers of malware-crushing tech. Get advanced virus protection and antivirus with Malwarebytes Premium. Looking for free antivirus and malware removal Scan and remove viruses and malware for free. Our virus scan supports all devices - Windows, Mac, Android and iOS. ![]() Firefox is a trademark of Mozilla Foundation. Scan and remove viruses and malware from your device with our free virus scanner and AV scanner. or its affiliates in the United States and other countries. NortonLifeLock, the NortonLifeLock Logo, the Checkmark Logo, Norton, LifeLock, and the LockMan Logo are trademarks or registered trademarks of NortonLifeLock Inc. LifeLock identity theft protection is not available in all countries.Ĭopyright © 2023 NortonLifeLock Inc. The Norton and LifeLock Brands are part of NortonLifeLock Inc. However, finding the percentage of total dollars placed on one side or the other is more challenging. ![]() Tracking Betting Lines and Public’s Betting Percentageīettors can track betting lines and the public’s betting percentage using many sources online. Searching for the old line at several bookmakers is the best way to take advantage of the reverse line movement.īettors may not always be able to take advantage of the old line in their betting strategies, but if it can be found elsewhere and matches the same line the sharp bettor got, players shouldn’t hesitate to make a bet. The key is finding the old line offered at another sportsbook before they have time to react. Once they see the line has moved, the edge is already more minor. When a bettor notices a reverse line movement, it may already be too late to act. How Bettors Can Use Reverse Line Movement The reverse line movement will also apply to the game’s moneyline odds, as it directly correlates with the spread. However, by reversing the line, the bookmaker stands to make a much bigger profit if the sharp money is correct. This can be somewhat risky for bookmakers, as they make their own value bet by going with the sharps because they are successful a higher percentage of the time than regular bettors. Those that respect the sharps enough will move the line to be on the same side as that bettor. ![]() When these professional handicappers make bets, the sportsbook will take notice. The sharp bettors in the previous example saw some reason to bet on the New England Patriots that others, including the bookmaker, did not. Why Sportsbooks Use Reverse Line Movement This is especially true if other things like injuries and weather that sometimes affect the line can be ruled out as the reason behind the movement. However, the line at all major bookmakers moves from -7 for the favorite to -6.5.Īlthough the public may be overwhelmingly betting on the favorite, the reverse line movement reveals which teams the professional and sharp bettors are picking and at what number when creating betting strategies. ![]() The public has been betting on the New York Jets to cover by more than 70%. This movement can be spotted quickly by bettors that use public betting percentages as part of their handicapping.įor example, in an NFL game, the Patriots are a +7 underdog to the Jets, who are a -7 favorite. Reverse line movement is when a large majority of bets are placed on one team, and the line is adjusted in the opposite direction by the sportsbook. At the same time, some bookmakers only want recreational players who donate to them daily and don’t actually make an effort to win. Many sportsbooks welcome this sharp action to adjust their lines even further. When one of these bettors makes a maximum bet, the lines are guaranteed to move. Professional handicappers, known as sharp bettors, can often beat the lines. While it’s vital for the bookmaker to keep track of the number of bets coming in, they also pay attention to who makes those wagers. Conversely, if the bets are unbalanced, the bookmaker risks taking a loss. ![]() With the house taking juice on each wager made, a sportsbook with equal action on both sides of the line ensures that they can’t lose. Sportsbooks typically set the lines and adjust them according to the amount wagered on both sides, which they want to keep as close to 50/50 as possible. Players must first learn why bookmakers use this strategy to understand reverse line movement. Knowing how to use it as an advantage can make it an essential tool in any player’s betting strategies. One thing all bettors should keep an eye on is reverse line movement. However, it’s something that happens quite often with betting lines.įor bettors looking for the best strategy to maximize their winnings, there are specific elements of handicapping that they need to follow. Reverse line movement is not among the most common terms used in sports betting. How to make profit with the Reverse line movement? Explained |
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